Finding the right home at the right price is just one aspect of a home sale or purchase. Joni Lee Hall & Pam Goff are experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 409.443.1052 if your needs include a real estate pro ready for the business side of real estate.
What closing costs should you expect?
There are certain ordinary fees accompanying closing the sale of a house. These fees are commonly divided beweeen the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Texas to help lead you through the deal.
Costs pertaining to your mortgage to be paid at closing (Learn more)
Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account
At closing, the following taxes are usually paid (Learn more)
Sellers: As we get through the details of your deal, we'll not only work to get the very best sales price, but we'll also push for lower closing costs. And once we've come to an agreement, we'll give a detailed list of the closing costs so you are informed of exactly where your money is going.
Buyers: If you are buying a home in Galveston County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not stunned when you reach the closing appointment. We'll be willing to review the GFE with you, ansIring your questions and highlighting any estimates that are uncertain.
